SICK POLICY.

01 MARCH 2004: SICK POLICY.

Gouging
the Poor


By Barbara Ehrenreich

 

The Progressive, February
2004 Issue 

There’s been a lot of whining
about health care recently: the shocking cost of insurance, the mounting
reluctance of employers to share that cost, the challenge–should you be
so lucky as to have insurance–of finding a doctor your insurance company
will deign to reimburse, and so forth. But let’s look at the glass half
full for a change. Despite the growing misfit between health care costs
and personal incomes, it is not yet illegal to be sick. 


    
Not quite yet, anyway, though the trend is clear:
Hospitals are increasingly
resorting to brass knuckle tactics to collect overdue bills from indigent
patients. Take the case of Martin Bushman, an
intermittently insured mechanic with diabetes who, as reported in The Wall
Street Journal, had run up a $579 debt to Carle Hospital in Champaign-Urbana.
When he failed to appear for a court hearing on his debt rather than miss
a day of work, he was arrested and hit with $2,500 bail. Arrests for missed
court dates, which the hospitals whimsically refer to as “body attachments,”
are on the rise throughout the country.
Again, on the half full
side, we should be thankful that the bodies attached by hospitals cannot
yet be used as sources of organs for transplants. 


    
Mindful of their status as nonprofit charitable institutions, hospitals
used to be relatively congenial creditors. My uninsured companion of several
years would simply work out a payment arrangement–on the scale of about
$25 a month for life–and go on consuming medical care without the least
concern for his freedom. No longer, and it’s not just the dodgier, second-rate
hospitals that are relying on the police as collection agents. Yale-New
Haven Hospital, for example, has obtained sixty-five arrest warrants for
delinquent debtors in the last three years. 


    

Of course, if you work for Yale-New Haven, it’s not your body that gets
“attached.” On a recent visit to Yale hospital workers, I met Tawana
Marks, a registrar at the hospital, who had the misfortune to also be admitted
as a patient. Unsurprisingly, her hospital-supplied health insurance failed
to cover her hospital-incurred bill, so Marks now
has her paycheck garnished by her own employer–a condition of debt servitude
reminiscent of early twentieth century company towns. 


    
To compound the sufferings of the sick and sub-affluent, hospitals now
routinely charge uninsured people several times more than the insured.
The
Fort Lauderdale Sun-Sentinel reports that one local hospital charged an
uninsured patient $29,000 for an appendectomy that would have cost an insured
patient $6,783. According to the Los Angeles Times, in one, albeit for-profit,
California hospital chain, the uninsured account for only 2 percent of
its patients, but 35 percent of its profits. The explanation for such shameless
gouging of the poor? Big insurance companies and HMOs are able to negotiate
“discounts” for their members, leaving the uninsured to pay whatever fanciful
amounts the hospital cares to charge, such as, in one reported case, $50
for the use of a hospital gown. 


        
Back in 1961, psychiatrist Thomas Szasz noted the “medicalization” of behavior
formerly classified as crime or sin, such as drug addiction or what was
defined as sexual deviance. Rather than seeing this as a benign and potentially
merciful trend, the crotchety Szasz complained about the growing concentration
of power in the hands of a “therapeutic state.” How quaint his concern
sounds today, when instead of the medicalization of crime, we are faced
with the criminalization of illness. 


    
Because almost everyone, no matter how initially healthy and prosperous,
is now in danger of falling into the clutches of the medical/penitentiary
system. It could start with a condition–say, high blood pressure or diabetes–serious
enough to be entered into your medical record. Next you lose your job,
and with it your health insurance–or, as in the case of 1,000 or so freelance
writers (including myself) once insured through the National Writers Union,
the insurance company simply decides it no longer wants your business.
You go to get new insurance, but no one wants you because you now have
a “pre-existing condition.” So when that condition flairs up or is joined
by a new one, you enter the hospital as a “self-pay” patient, incur bills
four times higher than an insured patient would, fall behind in paying
them, and, given the hospitals’ predatory collection tactics, wind up in
jail. 


    
Sociologists have long seen a connection between sickness and criminality,
classifying both as forms of deviance. Certainly, the relevant vocabularies
have been converging: Note the similarity between the phrases “pre-existing
condition” and “prior conviction,” as well as the use of the terms “record”
and “case.” A doctor once told me that, although he had detected a new
and potentially life-threatening condition, he would refrain from prescribing
anything to correct it, lest my record be marred by yet another pre-existing
condition. 

    
The day will come when we look back on such small acts of kindness with
nostalgia. Even as I write this, some bright young MBA at Aetna or Prudential
is no doubt coming to the conclusion that a great deal of money and valuable
medical resources could be saved through the simple expedient of arresting
people at the first sign of illness. Skip the intermediate stages of diagnostic
testing, hospitalization, and attempted debt collection, and proceed directly
to incarceration. The end result will be the same, unless you succeed in
concealing that cough or unsightly swelling from the cop on his or her
beat. 


    
I’m prepared for this eventuality, having been raised by a mother who was
in turn raised by her Christian Scientist grandparents, and had thus been
trained to greet her children’s symptoms with contempt and derision. I
was conditioned, in other words, to conflate physical illness with moral
failure. Should a rash or sore throat arrive, I stand ready, at some deep
psychic level, to serve my time. 


    
But for those of you who still imagine that illness and pain should elicit
kindly responses from one’s fellow humans, I have one last half full observation:
Our prisons do offer health care–grossly inadequate care to be sure–but
at least it’s free, even for child molesters, ax murderers, and those miscreants
who have the gall to be both sick and uninsured. 

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About Jay Babcock

I am the co-founder and editor of Arthur Magazine (2002-2008, 2012-13) and curator of the three Arthur music festival events (Arthurfest, ArthurBall, and Arthur Nights) (2005-6). Prior to that I was a district office staffer for Congressman Henry A. Waxman, a DJ at Silver Lake pirate radio station KBLT, a copy editor at Larry Flynt Publications, an editor at Mean magazine, and a freelance journalist contributing work to LAWeekly, Mojo, Los Angeles Times, Washington Post, Vibe, Rap Pages, Grand Royal and many other print and online outlets. An extended piece I wrote on Fela Kuti was selected for the Da Capo Best Music Writing 2000 anthology. In 2006, I was one of five Angelenos listed in the Music section of Los Angeles Magazine's annual "Power" issue. In 2007-8, I produced a blog called "Nature Trumps," about the L.A. River. Today, I live a peaceful life in Tucson, Arizona with Stephanie Smith. https://linktr.ee/jaywbabcock